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What is the Chakad System (Digital Secure Check), and How Does It Work?

Chakad (Digital Secure Check) is the central system for electronic checks introduced by the Central Bank of Iran (CBI). It is also connected with CBI’s Nahab system which contains the identity information of banking customers.

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A smart step for interest-free financing

Bank Melli Iran has introduced “Generator Credit Certificates” (GAM) to support producers and facilitate short-term financing for businesses without charging interest.

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Easy registration for Iran Khodro vehicles with a Bank Melli Iran proxy account

Applicants for the extraordinary sales and pre-sale plans of the Iran Khodro Industrial Group can register their purchase requests by opening a proxy account in the Firouzeh system of Bank Melli Iran and blocking an amount of 3 billion rials (300 million tomans).

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‘Enterprise creation’ acts as a catalyst for strengthening Iran’s economy

Banks undeniably play a pivotal role in financing domestic production and driving economic growth. In that regard, Dr. Abolfazl Najjarzadeh, CEO of Bank Melli Iran (BMI), in his latest exclusive article, has highlighted the importance of revitalizing Iran’s economy, emphasizing the need for Iranian banks to function as dynamic, living mechanisms that actively support economic activities.

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Bank Melli Iran cements support for economic actors

In line with its commitment to support economic actors and producers across the country, Bank Melli Iran has provided a total of 728,192 loans valued at 1,941,308 billion rials to various sectors of the economy during the first six months of the current Iranian year (started on March 20).

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Bank Melli Iran offers personal loans up to 5 billion rials

Bank Melli Iran has introduced a scheme named “National Credit”, which offers its customers loans up to 5 billion rials.

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The CEO of BMI Participates in the 23rd Annual Conference on Monetary and Foreign Exchange Policies

Dr. Abolfazl Najjarzadeh, along with the board of directors and senior managers of Bank Melli of Iran (BMI), attended the 31st conference on monetary and foreign exchange policies. The conference, themed "Revision of monetary and regulatory policies; Looking at the New laws of the Central Bank," took place at the CBI.

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BMI rewards anyone using a bank card

Holders of any bank credit cards doing banking operations of more than 200 thousand Tomans using point of sale (POS), applications, and payment websites belonging to Digital Payment Services Company, SADAD, will be included in the lottery of 95 prizes of 100 million Rials of the Bank Melli of Iran (BMI).

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BMI Account Holders Can Designate Authorized Signatories for EV Purchases

Bank Melli Iran (BMI) customers interested in purchasing electric vehicles (EVs) can designate authorized signatories for their bank accounts by accessing the Firoozeh subpage on the website.

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Khandouzi: Privatization of Shazand Petrochemical Marks Culmination of BMI's Asset Divestiture

The Minister of Economic Affairs and Finance, Ehsan Khandouzi, commended the management and staff of Bank Melli Iran (BMI) for their achievements in the Iranian calendar year 1402 (March 20, 2023 to March 20, 2024).

Historical earthenware unearthed in downtown Isfahan

TEHRAN – Some historical earthenware has recently been unearthed in a serendipitous find when workers excavated the floor of a bank nestled within the bustling grand bazaar of Isfahan.

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Bank Melli Iran capital increased by 25 thousand Tomans

Using the legal authority of the government in the 1402 budget, the National Bank of Iran increases its capital by 250 trillion rials through the issuance of bonds.

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Petrochemical Shazand, the subsidiaries of Bank Melli Iran was transferred

In line with the emphasis of the Supreme Leader and the policies of the thirteenth government regarding the withdrawal of banks from ownership, Bank Melli Iran transferred 51.32% of Petrochemical Shazand's shares.

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In the "Melli Acceptor Festival," both the card and the card reader are winners

Bank Melli Iran intends to implement the "Melli Acceptor Scheme" with the aim of supporting businesses by focusing on various banking and payment service needs, providing special facilities to all people in Iran.

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Bank Melli Iran opens new forex branches to mark 15th of Sha'ban

​​​​​​​Ten exchange branches of Bank Melli Iran were simultaneously opened in Isfahan, Bushehr, Ilam, Khuzestan, Sistan and Baluchestan, Kermanshah, Yazd, Khorasan Razavi, Kurdistan, and Fars provinces.

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BMI Provides Clients with Interest-Free, Guaranteed Loans

Wherever you are and whenever in 24 hours, you can apply to receive interest-free loans online from Bank Melli Iran at the shortest time.

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In eight months, Bank Melli paid childbearing loans to over 122k applicants

In line with acting based on the approvals of the Money and Credit Council and the Youthful Population and Family Protection Law, Bank Melli Iran has granted 122,660 interest-free loans for childbearing from the beginning of the year to the end of Aban.

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Bank Melli Iran's Big Step towards Exiting from Business Activities

Bank Melli Iran is ready to transfer and sell 49 companies and subsidiaries under its control, in light of fulfilling the Supreme Leader's agendas and the honorable government's policies regarding banks exiting from business activities.

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"National Kindness" Project؛ BMI's Interest-free Loan/ Details + Terms

In the project of paying interest-free loans of Bank Melli Iran called "National Kindness", by opening an interest-free account, applicants can receive a loan of up to 300 million Tomans (3 billion Rial).

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Bank Melli Iran's Active and Extensive Participation in Kish 2023 Invex

As one of the greatest providers of money market services and banking affairs in the country, Bank Melli Iran has extensively and actively participated in the 10th International Exhibition of Financial Industries (exchange,  bank, insurance) and Privatization and the 15th Exhibition on Presenting Iran's Investment Opportunities.

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Bank Melli Iran, Real Estates Registration Organization Ink Co-op Agreement

A mutual memorandum of agreement is signed by Bank Melli Iran and the Real Estates Registration Organization of the country to extend interactions improve bank services and increase cooperation.

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Bank Melli Iran Offers New Service on Interest-Free Loans

The Kindness project is one of the new projects of giving loans in Bank Melli Iran customers and loan applicants can receive the loan up to 3 billion Rials.

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Kargoshaee Bank's Loans resolve more than 112,000 people's difficulties during 5 months.

The number of free-interest and reward loans paid by Kargoshaee Bank is more than 112,000 people during the first 5 months of the current year.

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Distribution of 45% of Banking network Arbaeen Currency through Bale Messenger 

Bale messenger has accounted for half a million of the total sales of Arbaeen currency, equivalent to 45% of the total currency distributed in the banking network, from Mordad 28th until Shahrivar 14th of this year.

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Bank Melli Iran’s Strategies, Vision on Right Track

Bank Melli Iran's annual general assembly meeting for the financial period ending on 29 Esfand 1401was held with the presence of Seyed Ehsan Khandouzi, Minister of Economic Affairs and Finance as the Chairman of the Assembly, Mohammad Javad Sharifzadeh, Vice President of Banking, Insurance and State Enterprises of the Ministry of Economy, CEO, and members of the Board of Directors and the senior managers of the Bank Melli Iran, and also the majority of members and representatives of the Assembly members from the Program and Budget Organization, the Ministry of Jihad, the Ministry of Industry and Trade and Mines, the Ministry of Welfare and the Audit Organization of the country.

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Take part in Bank Melli Iran's interest-free saving accounts drawing with 500 thousand Rials

By opening an account or completing the balance of 500 thousand Rials until the end of Mordad, Bank Melli Iran's applicants and clients can Take part in this round of Bank Melli Iran's interest-free saving accounts drawing.

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"Bale" is always with Arbaeen Hosseini Pilgrims

Following services to Arbaeen Hosseini Pilgrims by Bank Melli Iran, buying Arbaeen currency, free and internet_free system of Arbaeen status announcements is available for pilgrims on "Bale" messenger.

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Morvarid loan project is exposed at Bank Melli Iran

Bank Melli Iran's Morvarid loan project is exposed during a celebration with the presence of Abolfazl Najarzadeh the CEO and other members of the board of directors and executives.

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Morvarid loan project is exposed at Bank Melli Iran

Bank Melli Iran's Morvarid loan project is exposed during a celebration with the presence of Abolfazl Najarzadeh the CEO and other members of the board of directors and executives.

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Issuing a debit card and opening an account online at Bank Melli Iran BAM system

Bank Melli Iran's customers can use and enjoy online bank services including opening an account for new customers by digital identification, issuing a debit card, and opening an account online 24 hours a day without worrying about time.