Wherever you are and whenever in 24 hours, you can apply to receive interest-free loans online from Bank Melli Iran at the shortest time.

According to BMI public relations, to receive a Melli Mehrabani interest-free loan, you can authenticate online in the BAM application and open an account with the Melli Mehrabani plan.
Of course, applicants who already have an account in BMI can open the account and skip the authentication step.

After opening the account, you can submit an application for SMS activation and credit card issuance. Issuing a credit card makes it possible to transfer money and buy online from all portals instantly, but to have a physical card, you can go to the closest BMI branch.

Now you have to work with your Mehrabani account! Since your average turnover of your account is calculated over a period of 1 to 12 months, and considering the repayment period, you can get your loan after at least one month.

This plan does not require you to deposit a fixed amount, so after opening an account with the Mehrabani plan, you can work with the account, deposit and debit, and no amount of money will be blocked in your account.

In addition, you can use the Mehrabani loan calculator in the Bam system to calculate this loan based on your own conditions.

A Melli Mehrabani interest-free loan is granted to the applicants by taking into account the average turnover of one to 12 months of the account, a fee of 2 to 4 percent, repayment of six to 60 months, and a valid guarantor corresponding to the declared credit rating.

Receiving guaranteed loans from Kargoshaee Bank

According to BMI public relations, applicants can give their gold to the bank as a guarantee and recive one of the interest-free or Murabaha contract (reward) loans from Kargoshaee Bank in the shortest time.

Bank Kargoshaee currently pays applicants Murabaha loans (reward) to meet essential micro-financial requirements with an individual limit and, without an average account balance, up to 200 million Rials and a interest-free loan with an individual limit, up to 50 million Rials, respectively, for at least 60 and 25 grams of gold, jewelry and coins, through 13 branches and 42 active circles across the country.

In order to meet the micro-financial needs of the applicants instantly well and to facilitate the granting of Murabaha loans, this bank also grants Murabaha, in a new plan, considering the customer's six-month average account balance with Kargoshaee Bank, respectively, from 5 to 20 percent of the total loan amount with a maximum of 20 to 50 grams of manufactured gold, up to 200 million Rials.

This loan is one of the easiest loans that applicants can receive and there is no obligation to repay monthly.

Kargoshaee Bank loan in the shortest time and without a guarantor, is a way for the bank to be with its customers in times of need for medical expenses, educational grants, dowry, housing deposits, etc.

Riyal services (opening all kinds of deposits), depositing and keeping gold, jewelry and coins, handing over trust funds to customers, etc. are other services of Kargoshaee Bank.

It is to be noted that it is possible to give gold as a guarantee for receiving a loan in all Bank Melli branches, so that credit applicants of BMI branches can benefit from the plan, using gold, jewelry, and coins as guarantee to Kargoshaee Bank, instead of a third party guarantee.

Considering the foundations of Islamic banking, equipping and using financial resources and extensive efforts, Kargoshaee Bank is strongly a contributor to solving people's problems and a source of blessings.